Whether you’re stepping into the TRICARE health plan for the first time or you’ve been using the plan for decades, this guide will help you find your way through changes in the benefit and health care services for you and your family. You will learn how to use TRICARE with other insurance, who to call with questions, and how MOAA is working to fix gaps in coverage. See below for the entries in this year’s guide; Premium and Life members can log in to download a PDF version.

 

You may also be interested in our TRICARE Toolkit (updated monthly).

 

[RELATED: 2026 TRICARE Plan Costs | TRICARE to Increase Pharmacy Copays, Add Benefits in 2026]

 

Premium and Life members have full access to the TRICARE Guide as well as Transitioning Into Medicare and TRICARE For Life, a publication available exclusively to MOAA Premium and Life members. Want to join or upgrade for access? Click here to learn more.

 

Transitioning Into Military Retirement

How to plan ahead, and what you need to know for 2026. (Premium and Life member exclusive)

 

 

 

Understanding Medicare and TRICARE For Life

Take these steps before turning 65. (Premium and Life member exclusive)

 

Health Care Open Season

Thinking about changing plans? Lean on our expert advice. 

• Dates Set for TRICARE, FEDVIP Open Season
• 2026 FEDVIP Premiums Announced
• Check Up on Your FEDVIP Coverage 

 

The US Family Health Plan

Learn all about this TRICARE Prime option.  (Premium and Life member exclusive)

 

TRICARE and Other Insurance

• Learn how these coverage types can work together. (Premium and Life member exclusive)
• Considering a Medicare Advantage Plan? Know your options.

Closing Coverage Gaps

How MOAA works to protect your service-earned benefit.

 

 

Answers to Your Questions

Who to call with your TRICARE needs.

• Need more assistance? Ask our experts.

 

 

 

TRICARE Glossary: Terms to Know for Your Health Care 

The ABCs of EOBs, and much more: Let MOAA help you make sense of your earned benefit. 

 

 

 

 

MOAA Advocacy: Fixing T-5 Problems 

MOAA has provided assistance to our members, other beneficiaries, and medical providers regarding access challenges.

 

 

 

TRICARE Adds Coverage for Test That Detects Dozens of Cancers 

The change stems from a MOAA advocacy win dating back more than a decade. Learn more about the Galleri test.