The Defense Health Agency will release full TRICARE cost updates for 2027 in time for next month’s Open Season, but new costs for premium-based plans already are available.

Here’s what beneficiaries will pay in the coming year for TRICARE Retired Reserve, TRICARE Reserve Select, TRICARE Young Adult, and the Continued Health Care Benefit Program, along with links to more details about these plan types. For more information on TRICARE coverage overall, check out MOAA’s TRICARE Guide.

TRICARE Retired Reserve

• What: Coverage open to retired reservists under age 60, their families, and their survivors.
• Learn More: Tricare Retired Reserve
• 2026 Monthly Premiums: $645.90 (member only), $1,548 (family)
• 2027 Monthly Premiums: $707.59 (member only), $1,697.70 (family)

TRICARE Reserve Select

• What: Coverage open to Selected Reserve members and their family members. Individual Ready Reserve members are not eligible. Members are not eligible if they are on active duty orders for more than 30 days.
• Learn More: TRICARE Reserve Select
• 2026 Monthly Premiums: $57.88 (member only), $286.66 (family)
• 2027 Monthly Premiums: $60.54 (member only), $307.48 (family)

TRICARE Young Adult

• What: Coverage for unmarried adult children (ages 21 to 26) who aren’t eligible for an employer-sponsored plan or other TRICARE coverage. Children enrolled in full-time study can remain under other TRICARE coverage until age 23.
• Learn More: TRICARE Young Adult
• 2026 Monthly Premiums: $363 (Select), $794 (Prime)
• 2027 Monthly Premiums: $394 (Select), $893 (Prime)

Continued Health Care Benefit Program (CHCBP)

• What: Temporary coverage (18 to 36 months) for beneficiaries who lose TRICARE eligibility. Plan mirrors TRICARE Select, including prescription coverage.
• Learn More: CHCBP (Humana Military)
• 2026 Monthly Premiums: $2,103 (single), $5,339 (family)
• 2027 Monthly Premiums: $2,280 (single), $5,741 (family)

Catastrophic Caps

All of the above plans, along with other TRICARE offerings, have a catastrophic cap – a maximum amount a beneficiary pays for covered care in a calendar year. Premiums do not count toward the cap and must continue to be paid even if the cap is reached during the year.

Catastrophic caps for 2027 have not been announced. The 2026 caps for premium-based plans:

• TRICARE Retired Reserve: $4,635 per family
• TRICARE Reserve Select: $1,324 per family
• TRICARE Young Adult: $1,324 (active duty family member); $4,635 (non-active duty family member/family member of deceased active duty sponsor or medically retired sponsor)
• CHCBP: $1,324 (former active duty sponsor); $4,635 (retired sponsor)