Here Are Your 2023 FEDVIP Plans and Premiums

Here Are Your 2023 FEDVIP Plans and Premiums
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The Office of Personnel Management (OPM) announced and posted the 2023 Federal Employee Dental and Vision Insurance Program (FEDVIP) plans and premiums last month. OPM manages the health, dental, and vision insurance programs for federal civilian employees. Military retirees, and their beneficiaries, enrolled in TRICARE have been eligible to utilize FEDVIP programs since 2019.   


The overall average dental premium will increase by 0.21% and vision premiums will decrease by 0.41%. FEDVIP features 12 dental plan providers and 5 vision plan providers. All but one dental provider offers “standard” and “high” plan options. Standard plans have lower monthly premiums (usually half of the high option) but higher co-pays. Plan premium rates are locality based.


MOAA Webinar: Get Ready for Open Season

MOAA conducted its annual open season webinar Oct. 24. Topics included:

  • Open season dates and deadlines for TRICARE, Medicare, and FEDVIP.
  • Original Medicare (Parts A & B) vs. Medicare Advantage Plans (Part C)
  • FEDVIP plan terminology
  • FEDVIP and TRICARE websites, including an online tour of available resources and plan comparison tools.


Click the link below to register and receive access to the webinar recording.


The BENEFEDS Comparison Tool has both 2022 and 2023 pricing available for comparison. The 2023 TRICARE and FEDVIP Open Season began Nov. 14  and concludes at midnight Dec. 12. Changes to your dental and vision coverage take effect Jan. 1, 2023.  


MOAA strongly recommends comparing next year’s pricing to this year’s premium to ensure you are satisfied with your dental and/or vision plan. If you take no action during the open season, you will be automatically “rolled over” to the same plan with new pricing on Jan. 1, 2023.     


[MORE FEDVIP INFORMATION: | Plans by State | Plan Health Care/Customer Experience Scores ]


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About the Author

Capt. Paul J. Frost, AFC®, USN (Ret)
Capt. Paul J. Frost, AFC®, USN (Ret)

Frost co-leads MOAA's Financial and Benefits Education program and is also an accredited Veteran Service Officer (VSO), providing VA disability compensation claim and appeal information and advice to the military community.