Col. Curtis Sheldon, USAF (Ret), is a certified financial planner, an enrolled agent, and president of C.L. Sheldon & Co. LLC.
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Proposed changes most likely will affect those self-employed as business owners and independent contractors.
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Long Term Care planning is one of the hardest things I discuss with clients. First of all, Long Term Care Insurance (LTCI) is expensive. Second, the risk seems far off. Third, you may never use LTCI, but if you need
