The New Jersey Lakes & Pines Chapter, an affiliate of MOAA, was chartered in 1962 and has a membership region covering Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Middlesex, Monmouth, Ocean and Salem Counties. Currently, virtual Zoom meetings are held monthly from September through December. A monthly newsletter provides current highlights of local and national import. The Chapter, with a current membership of 123, is an active chapter and very proud of its 5 Star Level of Excellence Awards and legislative successes at the national and state levels on behalf of all military beneficiaries. At the national level, the Chapter is credited as a main lobbying force in gaining the Paid-up provision to the Survivor Benefit Plan (SBP). At the state level, the Chapter is credited as the primary veteransÃ¢â‚¬â„¢ organization to advocate for and gain the change in New Jersey law that exempts military pensions and survivor benefit payments from state income taxes.