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MOAA's greatest mission is to improve the lives of those who serve and their families, which is achieved largely through the tireless advocacy efforts taking place in our nation's capital. MOAA's experts in Washington are there to support legislation that benefits the military community and are equally vigilant when fighting to stop legislation that threatens our livelihood. The larger our numbers, the greater our voice. 

Membership is open to active duty, former, retired, and National Guard and Reserve commissioned and warrant officers of the uniformed services and their surviving spouses.


Dues to MOAA are not deductible as a charitable contribution for federal tax purposes. Annual membership dues include a $12 subscription to Military Officer magazine.

basic Membership

As a MOAA BASIC Member, you'll have free electronic access to MOAA e-communications about news and support of critical advocacy efforts to protect your military benefits.


  • FREE

premium Membership

MOAA PREMIUM Membership gives you total access to everything MOAA has to offer, including our full spectrum of career and financial resources, MOAA-exclusive publications, college scholarships for dependents, and countless discounts on products and travel.


  • $48 (1 YEAR)
  • $82 (2 YEARS)
  • $108 (3 YEARS)


  • $43 (1 YEAR)
  • $73 (2 YEARS)
  • $97 (3 YEARS)

life Membership

MOAA LIFE Membership is the most elite membership category. As a MOAA LIFE Member, you'll receive all of MOAA's PREMIUM benefits - plus more - for life. Additional benefits include waived initiation fees at the Army Navy Club of Washington, D.C., bonus discounts, and direct access to MOAA staff experts on the dedicated MOAA LIFE Member Hotline.

Membership Cost:
(Varies by age) 

  • $851 (50 and under)
  • $801 (51-55)
  • $757 (56-60)
  • $692 (61-65)
  • $615 (66-70)
  • $529 (71-75)
  • $434 (76-80)
  • $332 (81-85)
  • $234 (86-90)
  • $145 (91-95)
  • $88 (96-99)
  • Free (100 and over)

Member Benefit Breakdown

Basic Premium Life
Benefits Compare Membership Benefits Basic Premium Life
Legislative News Updates & Advocacy Efforts Basic Benefit Premium Benefit Life Benefit
MOAA Newsletters Basic Benefit Premium Benefit Life Benefit
Chapter & Council Membership & Involvement Basic Benefit Premium Benefit Life Benefit
Exclusive Discounts on Products & Travel Basic Benefit Premium Benefit Life Benefit
Join Basic
Access to Member Books & Guides Premium Benefit Life Benefit
Financial Education & Consumer Advice Premium Benefit Life Benefit
Scholarships, Interest-free Loans & Grants Premium Benefit Life Benefit
Expert Advice on Military Pay & Benefits Premium Benefit Life Benefit
Career Transition Resources Premium Benefit Life Benefit
Subscription to Military Officer Magazine & Exclusive Publications Premium Benefit Life Benefit
Join Premium
Fee Waived Army & Navy Club of Washington DC Life Benefit
Spouse Protection Life Benefit
Join Life