This content is sponsored by MOAA Insurance Plans.
Life Insurance That Serves Those Who Serve
As a military family, you’ve already mastered the art of planning ahead — whether it’s preparing for deployment, managing a PCS, or navigating life after service. But one of the most important plans you can make is for your family’s financial future. Life insurance is more than a policy, it’s a commitment to those you love.
While military benefits like SGLI provide coverage during service, they may not be enough to fully protect your family—or follow you into civilian life. That’s why MOAA offers life insurance options designed specifically for military families, active duty and retired alike.
MOAA-Endorsed Life Insurance Options for Military Families
Level Term Life Insurance: Perfect for those looking for predictable costs and reliable protection, this policy lets you lock in your benefit amount and premium for 10, 15, or 20 years. Coverage amounts have recently increased — giving you more flexibility and peace of mind. This coverage is fully portable and is a strong fit for growing families and long-term financial planning.
Joint Term Life Insurance: Cover you and your spouse under one policy. It pays the benefit you select on whoever dies first, you or your spouse. Plus, it includes an important feature that doubles your benefits if you and your spouse die within 31 days of each other.
Whole Life Insurance: Add up to $25,000 in whole life insurance for members ages 45-85 on guaranteed basis — no medical exam required. Benefits NEVER decrease due to age and your rates NEVER go up because you get older or develop health problems. You also build cash value.
Spouse Coverage: All MOAA life insurance offerings include options to protect your spouse because your whole family deserves financial security — not just the servicemember.
Why Choose MOAA Life Insurance?
- Designed for the military lifestyle — with full portability and no military service restrictions
- Exclusive rates — specially negotiated rates for MOAA members
- Flexible and comprehensive — with a range of terms, benefit amounts, and application options
- Backed by trusted carriers — offering decades of financial stability and service
- QuickDecision for Level Term Life Insurance makes applying for coverage simple — reduce the time for the insurance company to review your application to as little as one day if you’re approved.
Secure Their Future — Because You’ve Always Put Them First
Whether you’re deploying, retiring, or simply planning for what’s next, MOAA’s life insurance options are here to support your mission—protecting what matters most. Learn more online at www.moaainsurance.com or speak with a licensed representative by calling 1-800-247-2192 for your free, no-obligation quote.