TRICARE Reserve Select and Retired Reserve

TRICARE Reserve Select and TRICARE Retired Reserve are premium-based health care plans available to eligible National Guard and Reserve members and their families. They operate similarly to TRICARE Select, which operates like a commercial preferred provider organization (PPO) health plan.

TRICARE Reserve Select (TRS)
Who is eligible?

Members of the Selected Reserve (and their families) who meet the following qualifications:

  • Not on active duty orders
  • Not covered under the Transitional Assistance Management Program
  • Not eligible for or enrolled in the Federal Employees Health Benefits (FEHB) program

Additionally, members in the Individual Ready Reserve, including Navy Reserve voluntary training units, do not qualify to purchase TRS.

If you lose coverage under another TRICARE health plan and qualify for TRS, you may purchase TRS with no break in coverage. Submit your completed TRS request form with an enclosed premium payment postmarked no later than 60 days after the loss of the TRICARE coverage. TRS coverage begins on the day after the loss of your other TRICARE coverage.

What are the costs?
Enrollment and general information

Visit the TRS website for complete details.

TRICARE Retired Reserve (TRR)

TRR is a comprehensive, premium-based health plan for members entering the gray zone and prior to reaching age 60. It works similarly to TRICARE Select as a PPO.

Who is eligible for TRR?
  • Retired reserve component members qualified for nonregular retirement.
    • Under age 60.
    • Not eligible for or enrolled in the FEHB program.
  • Family members of qualified retired reserve members.
  • Survivors of retired reserve members if:
    • the sponsor was covered by TRICARE Retired Reserve at death.
    • immediate family members of the deceased sponsor (spouses cannot have remarried).
    • TRR coverage is in place before sponsor turned 60.
    • survivor coverage is not affected by FEHB eligibility.
What are the costs?
Enrollment and general information

Visit the TRR website for complete details.

MEDIPLUS® TRICARE Reserve Select and TRICARE Retired Reserve Supplement Insurance

To help reduce your unexpected out-of-pocket expenses, MOAA sponsors the MEDIPLUS® TRICARE Reserve Select Supplement Insurance Plan and the MEDIPLUS TRICARE Retired Reserve Supplement Plan. Combined with your TRICARE Reserve Select or TRICARE Retired Reserve coverage, these supplemental insurance plans help cover cost-shares not fully reimbursed by TRICARE for covered doctor visits, hospital stays, surgeries, prescription drug cost-shares and excess charges (up to 15% above the TRICARE allowed amount), once any applicable TRICARE and MEDIPLUS deductibles have been met.

MEDIPLUS has you covered:

  • Pays cost-shares and co-pays
  • Pays excess charges (up to 15% above the TRICARE allowed amount)
  • Affordable members-only group rates
  • Guaranteed acceptance for eligible MOAA members and their families – you’re covered immediately for all new health conditions. Any current injuries or illnesses are subject to the Pre-Existing Conditions Limitation and are covered after six months.

For more information on the MEDIPLUS TRICARE Reserve Select Supplement or the MEDIPLUS TRICARE Retired Reserve Supplement, call 1-800-247-2192, e-mail, or visit