This content is sponsored by MOAA Insurance Plans, administered by Association Member Benefits Advisors (AMBA).
Having a dog or cat can offer you and your family unconditional love and companionship. But pet ownership can also come with some unpleasant surprises, including unexpected medical care and costs. Did you know that four out of five pets will have a medical emergency in their lifetime? 1
The cost of unexpected care, along with regular routine care, can be staggering. That’s why many families have pet insurance. Here are three reasons why you may want to consider it, too:
1. Pets often get sick. Just like people, your dog or cat can also get sick at a moment’s notice. Common symptoms like vomiting and diarrhea can happen for small reasons or be a sign of something more serious. Dogs and cats can also develop chronic illnesses such as allergies, diabetes and cancer, which can be costly with regular vet visits, medications, tests and surgeries.
2. Pets can get injured from accidents. Whether your pet is mischievous, a daredevil jumping off things or just unlucky, accidents can happen at any time. A broken bone, torn nail, laceration or other injury can be costly.
3. Vet bills can be expensive. Routine annual exams for dogs and cats can cost $240 to $600, depending on where you live and if your pet needs vaccinations. Teeth cleaning may cost up to $500. Vitamins and preventative care such as heartworm and flea & tick medications add to the expenses. Emergency vet visits can cost anywhere from $250 up to $8,000. Emergency surgery can cost $800 up to $2,500 depending on the type of surgery.2
Pet insurance can help pay for the best veterinary care when your dog or cat needs it. Most pet insurance plans offer options to help cover the cost of your pet’s routine and emergency care. It can offer you extra peace of mind if your pet is diagnosed with an illness or disease requiring continuing care or if an accident happens that requires extensive treatment.
An Option for MOAA Members
MOAA endorses Pets Best, a leading pet insurance agency to provide members with insurance options for their dogs or cats. Get a quote from Pets Best at this link.
For more information, click here or call 1-877-934-9423 and mention referral code: MOAA.
1Pets Best claims data 2015-3/31/2020 for unexpected medical care, Pets Best
2How Much Does The Vet Cost? A Regular & Emergency Vet Visit Price Guide (pawp.com), July 2, 2020. https://pawp.com/how-much-does-the-vet-cost-vet-price-guide/ Viewed 2/4/2021.
Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022. Terms and conditions apply. See policy for details.
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