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Health Care

Health Care Options at Age 65

At age 65, it’s decision time employer health plan and or Medicare TRICARE known as TRICARE For Life (TFL)? At age 65, TRICARE coverts to a Medicare supplement plan and TRICARE Prime and Select are not available.

Health Care

Do HSAs Work With TRICARE?

Many HDHPs include an option to sign up for a health savings account (HSA), a tax-exempt trust or custodial account set up with a qualified HSA trustee, such as an insurance company, to pay or reimburse incurred medical expenses.

Health Care

Making the Health Care Decision at Age 65

Age 65 is a time of decision employer health plan and or Medicare Tricare known as Tricare for Life (TFL)? At age 65, Tricare coverts to a Medicare supplement plan and becomes TFL. Tricare Prime and Select are not

Health Care

Changes are Coming to Tricare - Be Prepared

The 2017 National Defense Authorization Act (NDAA) made numerous changes to our Tricare health system. For those of you under Tricare Prime or Tricare for Life, you can rest easy this time. Nothing comes your way. For you Tricare Standard

Health Care

Changes to the Survivor Benefit Program (SBP)

Couple of recent legislative changes were passed regarding SBP. Beneficiary change from “Former Spouse” to current “Spouse” If you were required to designate a former spouse as your SBP beneficiary due to a divorce court order, this may

Health Care

A Long-Term Care Insurance Primer

Long Term Care planning is one of the hardest things I discuss with clients. First of all, Long Term Care Insurance (LTCI) is expensive. Second, the risk seems far off. Third, you may never use LTCI, but if you need