Find Out How Much Your Housing Allowance Will Change in 2021

Find Out How Much Your Housing Allowance Will Change in 2021
Photo by Carole Chiles Fuller/Air Force

The average Basic Allowance for Housing (BAH) rate will increase 2.9% beginning Jan. 1, according to a DoD press release announcing the new figures.


This means many servicemembers in the approximately 300 housing areas across the nation will see an increase in their monthly benefit. Even if the BAH rate for their region falls, they will not see a decrease in their rate, so long as they maintain uninterrupted eligibility in the same region. The policy is designed to allow servicemembers to maintain lease or mortgage payments.


Rates vary by location, paygrade, and whether servicemembers have dependents. Calculate your 2021 rate using the Defense Travel Management Office’s official BAH calculator.


[RELATED: MOAA's Financial Calculators]


(Curious about rates in other areas? Get the full breakdown via PDF charts: With Dependents | Without Dependents)


The rates are not designed to cover full housing costs – the FY 2016 National Defense Authorization Act (NDAA) included a phased-in decrease in the benefit that now requires servicemembers to pay 5% of the national projected average housing costs at their paygrade out of pocket.


This amount ranges from $70 a month for E-1 to E-4 servicemembers without dependents to $158 per month for O-7 servicemembers with dependents. Get the full breakdown at this link.


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About the Author

Kevin Lilley
Kevin Lilley

Lilley serves as MOAA's digital content manager. His duties include producing, editing, and managing content for a variety of platforms, with a concentration on The MOAA Newsletter and Follow him on Twitter: @KRLilley