
| It's important to understand how TFL and your pharmacy benefits work so you can take full advantage of these important health care benefits. Keep this reference guide handy and refer to it whenever you have a question or concern. |

| To retain your eligibility for TRICARE, you must enroll in Medicare Part B by age 65, unless you are covered by your own spouse or your spouse's employer health plan. Use this handy checklist to make sure you're on the right track. |

| This booklet answers questions former and retired military personnel and their families ask most frequently about military burial. Eligibility for burial, locations of federal, state and post cemeteries, burial at sea and deaths abroad are all covered here. Although considered accurate and up to date as of the date of publication, this is not an official publication of the uniformed services or any government agency. |

| Use this guide to help develop a coherent estate plan for the orderly distribution of your assets, the protection of minor children, planning for potential incapacity, and avoiding unnecessary (and costly) probate fees and estate taxes. |

| This publication is a tool to help you organize all your crucial information in one compact workbook and keep it handy, readily accessible right at home. Developed with the currently serving officer and their family in mind, these interactive worksheets can be completed and stored on your personal computer. The workbook is divided up into sections, so it’s even easier than ever to update only the information that changes with each PCS or other significant life event. |

| At any stage of your career, this practical guide helps you apply sound principles of financial planning to your military benefits, including military and civil service pay and allowances, TRICARE, SBP, and VA Benefits. Also reveals the practical side of Social Security, life insurance, savings, investments, taxes, and estate planning. This 97-page book includes 10 worksheets for a thorough self-assessment, over 50 easy-to-read charts for a quick understanding of complicated subjects, and 10 sections of directory, contact and glossary information. |

| Learn more about the tools you can use to help solidify your financial picture - including help with savings, debt, identity theft protection, and preparing for the cost of higher education. This 18-page quick guide will help set you on the right path. MOAA members and guests: FREE download available. |

| The military lifestyle brings with it the promise of travel, adventure and new experiences. On the flip side, it also guarantees a transient lifestyle, picking up and starting over every few years and challenges to maintaining a career outside the home. This publication will be a helpful resource to you in your pursuit of a career outside the home. |

| A booklet that contains comprehensive advice on planning and conducting an effective job-hunting campaign. This publication is only available to MOAA members. |

| Considering retiring from the military? Don't make a move without first consulting our step-by-step guide to making this major decision that has profound effects. Knowing the bottom line in advance using this 12-page guide helps you create a smooth transition - no matter what path you head out on. MOAA members: FREE download available. |

| Why do 78% of officers participate in the Survivor Benefit Plan (SBP)? Find out the benefits and options available to you and your family regarding this cornerstone of a sound estate plan. This 48-page book helps you define your specific needs, costs and benefits with at-a-glance charts, FAQs, and worksheets so you can make smart money decisions with a long-term impact. MOAA members: FREE download available. |

| Appropriate for any currently-serving servicemember, this 12-page booklet describes the basics of the Survivor Benefit Plan (SBP) - including signing up for SBP at retirement, program costs and benefits, and available benefits in the event of death while on active duty. MOAA members: FREE download available. |

| Exclusively for Guard members and Reservists who are approaching the completion of their 20 qualifying years of service, this short, 12-page booklet covers the basics of the Reserve Component Survivor Benefit Plan (RCSBP) program, including: premiums, enrollment, and costs. Also contains helpful information about RCSBP for those already in the "gray area" between completing 20 qualifying years and receiving retired pay at age 60. MOAA members: FREE download available. |

| Discover the benefit options available to you and find out what you need to do to take advantage of them. This publication includes worksheets and easy-to-follow charts to help you calculate qualifying service, retired pay, and survivor annuity amounts; meet application deadlines; and determine your best health insurance options. |

| You'll want to consider each of these important areas and review their applicability to you as you approach your full retirement age 60. Keep this checklist available to check off each item as you go. |

| One of the most important gifts you can give your family is a well-thought-out plan to take care of them after you're gone. This 80-page book guides you through ensuring your hard-earned military benefits are available to your survivors. With easy-to-follow charts, contact information, and sample forms, this comprehensive guide also includes the tear-out Personal Affairs Workbook (a $7.95 value) to help you keep your affairs in order. |

| Keep this checklist on hand to refer to when dealing with a death in the family. While not exhaustive, this list is intended as reminder for surviving spouses about the many subjects that need attention at the time of death of an MOAA member. |

| This handy checklist can help when you've lost a loved one who was married to a servicemember and may receive benefits based upon that service. This checklist prioritizes the "must-dos" concerning finances, insurance and military benefits when those are the last things on your mind. It includes contact telephone numbers and Web site addresses - and even sections for notes - to make your tasks easier. MOAA members: FREE download available. |

| If you've recently experienced the loss of a loved one - whether in the military or not, this 24-page booklet can help you navigate the passage from grief to peace. Be guided by the voices of those who have been there and learn how to find helping hands and take care of yourself when you need to. |

| The Uniformed Services Former Spouses’ Protection Act (USFSPA or FSPA) provides numerous benefits for former spouses of military retirees, but information about these benefits is sometimes difficult to locate. This booklet covers benefits that may be available to certain former spouses such as retired pay, medical, commissary exchange and MWR benefits. It also addresses Survivor Benefit coverage for a former spouse and the subject of Tax Reporting for division of Military Retired Pay as property under FSPA. |

| MOAA's 2009 revision of the guide provides detailed information and suggestions regarding the formation, organization and management of MOAA state councils and local MOAA chapters. This is the primary reference for council and chapter leaders on all matters pertaining to MOAA's chapter system. |

| Your military pharmacy benefit provides terrific value, but successfully navigating its rules can get complicated at times. This handy guide explains it all. |
| A new MOAA online publication provides military spouses and families the tools to help them make a difference on legislative issues that have big impacts on the military community. |
| Plan for the future and make sure your hard-earned military benefits are available to your survivors after you're gone by using these interactive worksheets. The MOAA fill-in .PDF forms can be used by your survivors to put your affairs in order, and help them deal with the paperwork and notifications that follow death. |
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** The discounted member price is available only to active MOAA members whose membership is current at the time the order is placed. To be considered a current regular or Auxiliary member in good standing, annual membership dues must be paid in full or member must have Life Membership.
Membership in MOAA is open to commissioned officers or warrant officers - active duty, retired, Guard, Reserve and former - in the U.S. Navy, U.S. Army, U.S. Air Force, U.S. Marine Corps, U.S. Coast Guard, U.S. Public Health Service and NOAA. Please allow 2 - 3 weeks for delivery. |