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Mortgage Calculators
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| NEW APR Calculator for Adjustable Rate Mortgages |
Use this calculator to find the APR on your adjustable rate mortgage. |
| ARM vs. Fixed Rate Mortgage |
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
| NEW Blended Rate Mortgage Calculator |
This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home. |
| Mortgage Loan Calculator |
Use this calculator to determine your monthly payment and amortization schedule. |
| Mortgage comparison: 15 years vs. 30 years |
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you. |
| NEW Fixed Rate Mortgage vs. Interest Only Mortgage |
Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage. |
| NEW Fixed Rate Mortgage vs. LIBOR ARM |
Use this calculator to compare a fixed rate mortgage to a LIBOR ARM. |
| NEW Interest Only Mortgage Calculator |
Use this calculator to generate an amortization schedule for an interest only mortgage. |
| NEW Mortgage Loan Calculator (PITI) |
Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule. |
| Mortgage Qualifier |
Can you buy your dream home? Find out just how much you can afford! |
| NEW Refinance Breakeven |
Should you refinance your mortgage? Use this calculator to determine when you will breakeven! |
| Rent vs. Buy |
Are you better off buying your home, or should you continue to rent? |
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Loan Calculators
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| NEW Loan Comparison Calculator |
Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options. |
| NEW Alternative Payment Frequencies |
Use this calculator to determine your payment or loan amount for different payment frequencies. |
| Debt Consolidation Calculator |
Should you consolidate your debt? Use this calculator to find out. |
| Enhanced Loan Calculator |
Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term. |
| NEW Existing Loan Calculator |
Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining. |
| Loan & Credit Line Tax Savings |
This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments. |
| Amortizing Loan Calculator |
Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment! |
| NEW Loan Prequalification Calculator |
Use this calculator as your first step in determining your ability to qualify for a loan. |
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Credit Cards and Debt Management
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| Accelerated Debt Payoff |
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. |
| How much do you owe? |
Use this calculator as a starting point for your debt management plan. |
| Personal Debt Consolidation |
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you. |
| Roll-Down Your Credit Card Debt! |
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt. |
| Credit Card Pay Off |
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals. |
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Auto Calculators
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| Home Equity vs. Auto loan |
Use this calculator to determine if a home equity loan makes sense for your next automobile purchase. |
| Auto Loans |
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! |
| Low Interest Financing Savings |
Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save. |
| Auto Rebate vs. Low Interest Financing |
Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. |
| NEW Dealer Financing vs. Credit Union Financing |
Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate. |
| Lease vs. Buy |
Should you lease your next automobile or finance it? Find out with this calculator! |
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Investment Calculators
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| NEW Asset Allocator |
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash. |
| NEW Mutual Fund Expense Calculator |
This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment. |
| NEW Investment Returns |
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line. |
| Stock Option Calculator |
Use this calculator to determine the value of your stock options for the next one to twenty five years. |
| NEW Municipal Bond Tax Equivalent Yield |
Income generated from municipal bond coupon payments are not subject to Federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond. |
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Retirement Savings and Planning
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| NEW Roth 401(k) or Traditional 401(k)? |
The Roth 401(k) allows you to contribute to your 401(k) account on an after-tax basis - and pay no taxes on qualifying distributions when the money is withdrawn. Use this calculator to help determine the best option for your retirement. |
| NEW How Important is Social Security? |
Use this calculator to determine how losing this important retirement asset could affect you. |
| NEW Traditional IRA Calculator |
How can contributing to a regular IRA help you in your retirement? |
| 401(k) Savings Calculator |
A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you can not afford to pass up. |
| 403(b) Savings Calculator |
If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. |
| 72(t) Calculator |
The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement. |
| Beneficiary Required Minimum Distributions |
Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account. |
| Required Minimum Distributions |
Use this calculator to determine your Required Minimum Distributions (RMD) as an account owner of a retirement account. |
| Retirement Planner |
Quickly determine if your retirement plan is on track - and learn how to keep it there. |
| Retirement Pension Planner |
Plan your retirement with a company pension, find out if you are on track - and learn how to stay there. |
| NEW 401(k) Spend It or Save It Calculator |
There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings. |
| NEW Roth IRA Calculator |
Use this calculator to compare the Roth IRA to an ordinary taxable investment. |
| NEW Roth IRA Conversion |
This calculator will show the advantage, if any, of converting your IRA to a Roth. |
| NEW Roth vs. Traditional IRA |
Use this calculator to determine which IRA may be right for you. |
| Social Security Benefits |
Use this calculator to estimate your Social Security benefits. |
| NEW 401(k) Net Unrealized Appreciation vs. Rollover |
If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment. |
| NEW RMD & Stretch IRA Calculator |
Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible. |
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Tax Calculators
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| Estate Tax Planning |
Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability. |
| NEW Section 125 Cafeteria Plan |
Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay. |
| 1040 Tax Calculator |
How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April. |
| U.S. 1040EZ Tax Estimator |
Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill. |
| NEW Marginal Tax Calculator |
Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability. |
| Self-Employment Taxes |
If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes. |
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Savings Calculators
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| NEW CD Ladder Calculator |
Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. |
| Certificate of Deposit Calculator |
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). |
| NEW College Savings |
Use this calculator to help develop or fine tune your education savings plan. |
| NEW Emergency Savings Calculator |
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal. |
| Savings Goals |
What will it take to reach your savings goal? This financial calculator helps you find out. |
| Benefit of Spending Less |
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth. |
| Don't Delay Your Savings! |
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost. |
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Personal Finance
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| Basic Financial Calculator |
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods. |
| Home Budget |
Analyze your budget, see where your money goes and find out where you can improve! |
| Life Expectancy |
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. |
| Net Worth |
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. |
| Student Budget |
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution. |
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Insurance Calculators
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| NEW Disability Insurance |
Use this calculator to determine your disability insurance needs. |
| NEW Fixed Annuity Calculator |
A Fixed Annuity can provide a very secure, tax deferred investment. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan. |
| NEW Immediate Annuity Calculator |
Estimate what your monthly payments might be from an immediate annuity. |
| Life Insurance Calculator |
How much life insurance do you really need? Find out here! |
| Long Term Care Calculator |
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense. |
