Securing Your Future 2015

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An Introduction from MOAA's President

Atkins Dana

Dear MOAA Members:

As I step into the role of president and CEO of MOAA, I am inspired by its mission: to "advocate for our military community and connect it to the nation we serve." For more than 86 years, MOAA has helped ensure America honors its promises to servicemembers and their families. I am honored to lead MOAA into the future — and I must thank Vice Adm. Norb Ryan Jr., USN (Ret), for his 13 years of dedication.

MOAA's clout in Washington has never been stronger, due to unrelenting leadership and the active support of 390,000-plus members. In 2015 alone, this led to significant legislative gains:
• Blocking means-testing for TRICARE Prime and TRICARE For Life
• Preserving commissary benefits and restoring $300 million in funding
• Ending the annual threat of large Medicare/TRICARE payment cuts

MOAA remains the strongest and most effective veteran's organization in the U.S., but challenges lie ahead. Military health care, in particular, is an easy target in tough budgetary climates. These challenges aren't new — absent MOAA's ongoing advocacy, you'd be paying an additional $1,500-plus each year for health care — and more proposals for increased beneficiary costs are imminent in future budgets.

House and Senate Armed Services committee leaders agree “comprehensive reform of the military health care system is essential" and “commit to … begin reforming the military health care system," saying, "increases to fees and co-pays will be … necessary."

It's critical we stand unified to preserve the value of these benefits. MOAA needs a strong membership to ensure our message — to do the right thing on behalf of those in uniform — is heard loud and clear on Capitol Hill. I ask you, as a loyal MOAA member, to encourage fellow officers, active and retired, to join our ranks. There is power in numbers. Securing your future is my first priority; I look forward to serving you.

With My Sincere Gratitude, president-signature2Lt. Gen. Dana T. Atkins, USAF (Ret) President and CEO
P.S. I’m interested in hearing your perspectives about MOAA’s efforts to secure your future. Please complete our short survey.

Atkins Dana
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Legislative Wins


Our commitment to securing our future is perhaps most strongly reflected in our persistent legislative efforts in Washington, D.C. In 2015, MOAA's advocacy team worked tirelessly to keep harmful legislation from affecting military communities nationwide, but MOAA needs your help for 2016.

  • Preserved Commissary Benefit and restored over $300 million in funding.

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  • Repealed CPI-minus-1-percent COLA cut for FUTURE MILITARY RETIREES entering service after Jan. 1, 2016.

  • Retained DUAL MILITARY COUPLE HOUSING allowance eligibility.

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  • Blocked consolidation ofTriCare HEALTH PLANS into single plan with less choice.

I have observed attack after attack from numerous sources upon military personnel. I joined MOAA in 2012; due to your faithful fight on my behalf, I became a MOAA LIFE Member in early 2014. It became absolutely clear to me, and I suspect many, many others, who care to educate themselves, that MOAA is the only organization that promptly, directly, and clearly stood up for military personnel.

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Making the Transition


Those who belong to MOAA lend their voices to a greater cause and gain access to extensive benefits, including MOAA's Transition Center, which offers a suite of presentations, events, and services designed to guide servicemembers to make a smooth transition into the civilian workforce.

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One-on-one career guidance available to Premium and Life Members.

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  • Transition Assistance

    Assisted more than 2,900 MOAA members and spouses with career transition, benefits education, and financial management questions.

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    New! Military Retirement Seminars

    MOAA's benefits education team presented information about the new military retirement program and their million-dollar decision to military communities.

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    Career Fairs

    More than 3,500 currently serving personnel, veterans, and military spouses attended career fairs in person or virtually.

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    Publications

    Written in plain English, MOAA's extensive library of print and digital publications will help you and your spouse at every stage of your military experience, covering topics such as career transition and military benefits.

I have been a lifetime member of MOAA but have never taken advantage of your benefits until today. Your Transition Center counselor spent over 90 minutes advising and mentoring me on my résumé. She was very honest and educational. At the end of the consult, I felt her desire to see my end product at a later date and to mentor me throughout this ordeal is sincere and very much appreciated by me.

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VA Claims Assistance


Anyone who has ever filed a VA claim knows how challenging the process can be. This is why, in 2014, MOAA launched its new VA claims assistance pilot program in Washington, D.C.; Maryland; and Virginia to help veterans file clear, well-substantiated disability and health care claims. Future plans may include expanding this program outside the greater Washington, D.C., area.

Trained and accredited more than 20 volunteer MOAA members to assist all veterans and survivors with developing and filing VA claims.
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Recovered over $2.5 million in disability benefits for veterans and their families.
Filed more than 100 Disability Claims in 2015
with an additional 90 claims in development


I thank you so very much for staying the course and for your tremendous assistance through the process inputting my VA claim. You are an incredible part of the MOAA team. I look forward to our continued association and am proud to be a LIFE member of MOAA.

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Council and Chapters


To remain the most influential advocacy association for the entire uniformed services community, whether on Capitol Hill or in the local communities, MOAA chapters and councils depend on your membership and active participation. MOAA chapter members are some of the most ardent supporters who not only advocate on behalf of the association's key legislative priorities, but also serve as community ambassadors to meet the unique needs of our military members, veterans, and families at the local level.

410+ chapters at the state and community level

165 councils and chapters were recognized for their excellence and their contributions to MOAA.

Chapter members are the lifeblood of MOAA. Together, we will never stop serving.

I have learned that educating state legislators and their staff is a continual job. Working with MOAA has expanded my horizons and, as a result, helped represent veterans in my state.

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Member Benefits


To help military families in their day-to-day lives, MOAA worked to maintain its products and partnerships that ensure quality services for our dedicated members.

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  • Exceptional MOAA Insurance Plans:

    • MEDIPLUS® TRICARE Supplements
    • Life insurance
    • Accidental Death & Dismemberment insurance
    • Hospital Income & Short Term Recovery insurance
    • Long Term Care insurance
    • Vision Plan
  • Financial Services:

    From USAA*:
    • New USAA credit card
    • Homeowners, auto, and renters insurance
    • Wealth-management guidance and assistance**
    From PenFed:
    • First Trust Mortgages, Equity Loan, and Equity Line of Credit
    • PenFed Car Buying Service and Auto Loans
    • Access America Checking 
    • Money Market Share/Savings Accounts 
    • Certificates of Deposit
  • Member Discounts:

    • MOAA Travel: Save on cruises, guided tours, and booking
    • MOAA Exchange: MOAA-branded clothing and personalized gifts
    • GovX: Save up to 50% on over 200 premium lifestyle & outdoor brands
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Strength in Numbers


With more than 390,000 members nationwide, MOAA is the country’s leading organization protecting the rights of military servicemembers and their families. The larger our numbers, the greater our voice.

With over 2,700 members upgrading to LIFE Membership last year alone, it’s time to join the cause.

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Overall membership numbers continue to grow at a steady rate, with more than 380,000 members.

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Member Service Center

The culture of service at MOAA drives our call center to provide an unparalleled experience for our members. Answering over 75,000 inquiries in 2015 alone, MOAA's member service representatives are personally invested in getting the best information to our military community, who deserve it most.

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Magazines & Media


In a world of information overload, it's critical MOAA capture your attention by engaging with you in meaningful ways, delivering greater member benefits, and communicating in a more personal and relevant manner, which is why our print and media team spent the past year delivering more relevant information and benefits to you.

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Missing out on our print version of Military Officer magazine? Upgrade to Premium Membership today to have it delivered to your home every month.

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Brand-New www.moaa.org

Whether you're a junior officer, fully retired, or somewhere in between, you are able to quickly find information relevant to your stage of life and career with intuitive navigation features and new dropdown menus designed especially for you and targeted to your interests.


Maintained presence in national and local print, broadcast, and online media, to include interviews, op-eds, and letters to the editor in the New York Times, Wall Street Journal, and Washington Post as well as other print and online media across the country.

Awards

Military Officer magazine, MOAA.org, and several MOAA videos were recognized for their excellence with nearly 50 awards.

As a proud LIFE Member of MOAA since 2005 when I was a junior commissioned officer, I always read the magazine from cover to cover. There is always tons of interesting, valuable, and relevant information.

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The MOAA Military Family Initiative


MOAA upheld its commitment to helping secure the future of our military families in 2015 with the MOAA Military Family Initiative (MMFI), a nonprofit charitable foundation that works to help our nation's servicemembers and their families maintain a quality of life reflective of their selfless duty to America. In 2015, the 14 military family programs supported by MMFI helped more than 75,000 military families.

In 2015, the MOAA Military Family Initiative raised over $790,000 in direct support of 5 critical areas:

  • Career Transition

  • Veteran's Disability and Survivors VA Claims Assistance

  • Military Family Reintegration

  • Military Spouse Programs

  • Professional Education Outreach

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Fighting for Spouses


MOAA's "Keeping a Career on the Move®" Military Spouse Symposium educates, inspires, and empowers military spouses across the country. This year, we were able to serve military spouses in three major cities.

In 2015:
Norfolk, Va.,
Alexandria, Va., and
Tampa, Fla.

The MOAA Spouse Symposium I recently attended in Tampa, Fla., was exceptionally informative and deeply inspiring. In the face of daunting challenges to military spouse employment, MOAA has created an empowering space to equip spouses not simply with job-searching tips but with career-building tools and real success stories of fellow spouses that we can carry with us wherever the military takes us. I am already putting my newfound skills and confidence to good use, and I am looking forward to the next MOAA event I am able to attend!

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Our Scholars


In 2015, MOAA's Scholarship Fund invested heavily in our future generations by distributing millions of dollars in scholarships, grants, and interest-free loans to children of military families pursuing their first undergraduate degree.

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Distributed nearly $9.3 Million in loans and grants to more than 1,700 children of military families.

The educational assistance that I received from MOAA has allowed me to pursue a focused approach to my education in nursing and Spanish, while reducing the financial pressures of higher education. Thank you for your continued support!

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Looking Forward


This year promises to be a significant one for military health care, as Senate and House lawmakers have signaled their intent to focus on TRICARE reform. Click here to see our selected legislative goals for the upcoming year and find out how MOAA is striving to secure the future of our servicemembers and their families in 2016.

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2016 Legislative Goals

  • Health Care

    Ensure any TRICARE reform sustains top-quality care and prevent disproportional TRICARE fee increases

  • Active Duty

    Block erosion of compensation and commissary benefits

  • Retirees and Survivors

    Protect military retirements and end survivor financial penalties

  • Wounded Warriors and Caregivers

    Improve benefits and support to provide seamless care and services to disabled veterans and their caregivers

Let your voice be heard 2015


The survey is now closed.