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Moving On
By Marilyn Pribus

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By Nancy Opiela

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Living History
By Don Vaughan

Insert: Retirement Community Guide

Echoes of a Thunderbolt
By Thomas D. Jones and Robert F. Dorr

Cover Story: Joint Effort
By Eric Minton

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Retirement Community Guide

Across the country, there are many retirement communities with a wide array of features. Take some time to consider the choices and find out which ones might provide the lifestyle you’ve dreamed about. This handy tear-out guide offers a sampling of communities listed by state for your reference.

ACTS Retirement-Life Communities Inc., www.actsretirement.com
With 18 resort-like communities in Florida, Georgia, North Carolina, Pennsylvania, and South Carolina, there’s a welcoming ACTS community in a location you’ll love. The ACTS True Lifecare Program offers assisted living and nursing care with no increase in monthly fees as a result of needing a higher level of care. All eligible communities are CCAC-accredited. (See ad on page 53.) PET FRIENDLY

PHI/Presbyterian Homes Administrative Office, 1217 Slate Hill Road, Camp Hill, PA 17011, (800) 382-1385, (717) 737-9700, www.phihomes.org
Eighteen distinctive communities provide housing and health care services to older adults in Delaware, Maryland, Ohio, and Pennsylvania. From geography and architecture to the dining programs and recreational activities, each PHI community has its own personality. Our residents work hand-in-hand with PHI management and staff to create the kind of communities they really want and offer something for everyone.

ALABAMA

Carlton Cove, 1 Carlton Cove Blvd., Huntsville, AL 35802, (888) 297-1907, (256) 650-5700, www.carltoncove.com
Huntsville’s first life-care community offers spacious apartment homes, duplexes, manor homes, and a state-of-the-art health center all on a beautifully landscaped setting adjacent to a nature preserve. Enjoy amenities such as an aquatic and fitness center, tennis court, and educational programs. It’s close to shopping, golfing, and downtown Huntsville.
(See ad on page 73.) PET FRIENDLY

The Hamlet, 214 Windsor Drive N., Fairhope, AL 36532, (800) 323-2391, (251) 928-5413, www.mercymedical.com
The Hamlet is a life-care retirement community offering two-bedroom, two-bath cottages, each with an attached garage, and fine dining in the clubhouse. Located in Fairhope, Ala., The Hamlet residents enjoy a beautiful climate year-round and activities on the Gulf Coast. (See ad on page 82.) PET FRIENDLY

Redstone Village, 12000 Turnmeyer Drive, Huntsville, AL 35803, (866) 881-6717, (256) 881-6717
This life-care retirement community offers maintenance-free living in apartment, cottage, and patio homes on an 88-acre hilltop site with balcony views of the Tennessee Valley mountains near Redstone Arsenal. A 90-percent refundable entrance fee ensures estate preservation and on-site assisted-living and skilled-nursing care. Amenities include restaurant-style dining, housekeeping, a fitness gym, a beauty salon, transportation, underground parking, and a creative arts studio. (See ad on page 88.) PET FRIENDLY

ARIZONA

La Posada, 350 E. Morningside Road, Green Valley, AZ 85614, (520) 648-8131, www.laposadagv.com
La Posada is Arizona’s only nonprofit, accredited CCRC. It features a 100-acre campus 35 miles south of Tucson, Ariz., with 420 independent-living garden homes and apartments, a state-of-the-art fitness and aquatic center, and a full continuum of care, including 65 assisted-living, 30 memory-care, and 58 skilled-nursing care suites. (See ad on page 46.)

ARKANSAS

Westminster Village of the Mid-South, 4110 Memorial Drive, Blytheville, AR 72315, (800) 914-2516, (870) 532-6696, www.wmv.org
This rental retirement community has charming and spacious three- and four-bedroom homes between $450-$695 a month. Amenities include activity center, swimming pool, security patrol, chapel, craft hut, woodworking shop, library, easy access to 18-hole golf course, and free RV and boat parking. PET FRIENDLY

CALIFORNIA

Air Force Village West, 17050 Arnold Drive, Riverside, CA 92518, (800) 729-2999, (951) 697-2100, www.afvw.com
Air Force Village West is a CCRC for military officers of the seven uniformed services. Built on 221 acres of rolling hills adjacent to General Archie Old Golf Course and March Air Reserve Base, it has spacious apartments, duplexes, and single-family homes. For peace of mind, the health center offers skilled nursing, assisted living, and special Alzheimer’s care. (See ad on page 54.) PET FRIENDLY

Chateau La Jolla Inn, 233 Prospect St., La Jolla, CA 92037, (888) 459-4451, (858) 459-5708, www.chateaulajollainn.com
La Jolla’s premier residential community offers beautifully appointed studio and one- and two-bedroom apartments and elegant carefree living only a half block from the ocean. It is near shopping, entertainment, and hospitals and boasts an activities program, elegant dining, garage parking, and a professional staff. (See ad on page 14.)

Paradise Valley Estates, 2600 Estates Drive, Fairfield, CA 94533, (800) 326-0419,
www.pvestates.com
Paradise Valley Estates is northern California’s only nonprofit CCRC for retired military officers and their spouses or widows. It is a gated residential community on 68 acres, minutes from Travis AFB. Choose your entrance-fee plan. Paradise Valley Estates offers an on-site health care center, skilled-nursing care, assisted living, and full-scale amenities. You can choose between homes and apartments. (See ad on page 72.) PET FRIENDLY

Regents Point, 19191 Harvard Ave., Irvine, CA 92612, (800) 278-8898, (949) 509-2205, www.regentspoint.com
Regents Point is a 15-acre CCRC overlooking a 347-acre regional park. It is open seven days a week for a tour. You can decorate your own apartment or villa from 11 different floor plans. Three different contracts are available: month-to-month, nonrefundable entry fee, and 75-percent repayable entry fee. (See ad on page 67.)

COLORADO

Liberty Heights, 12105 Ambassador Drive, Colorado Springs, CO 80921, (719) 481-9494, (800) 635-7438, www.seniorlifestyle.com
This CCRC is an elite retirement resort in a village-like setting overlooking the U.S. Air Force Academy. It offers a spectacular view of the Rocky Mountains and superb amenities and service. There are 161 maintenance-free, single-level townhomes and penthouse apartments with attached garages. Rentals start at $2,625 a month for one- to three-bedroom units. There are no buy-in or entrance fees. (See ad on page 81.)

DISTRICT OF COLUMBIA

Knollwood/Army Distaff Foundation, 6200 Oregon Ave. N.W., Washington, DC 20015 (800) 541-4255, www.armydistaff.org
This nonprofit community for career military officers and their families is located on 16 exquisite acres along Rock Creek Park. Independent apartments, an assisted-living wing, and a skilled-nursing center offer a continuum of care. Amenities include an on-site clinic, pool, library, chapel, and putting green. Transportation is provided to Walter Reed Army Medical Center. (See ad on page 72.) PET FRIENDLY

FLORIDA

Azalea Trace, 10100 Hillview Road, Pensacola, FL 32514, (800) 828-8274, (850) 857-4948, www.azaleatrace.com
Pensacola’s premier 129-acre lifecare retirement community is minutes from Pensacola NAS and is adjacent to the University of West Florida. This ACTS Retirement-Life Community includes first-class services and amenities, spacious apartment homes, on-site assisted living, and health care centers and is CCAC-accredited. PET FRIENDLY

Cecil Pines, 6008 Lake Cove Ave., Jacksonville, FL 32221, (888) 968-0905, (904) 771-8839, www.cecilpines.com
This unique senior living community offers duplex and single-family homes with complete home and yard maintenance and a state-of-the-art emergency response system. Accommodations feature carports, private patios, large windows, and high ceilings — the perfect ingredients for bright, sunny rooms and a heightened feeling of spaciousness. (See ad on page 75.) PET FRIENDLY

Fleet Landing, 1 Fleet Landing Blvd., Atlantic Beach, FL 32233, (866) 215-1647, (904) 246-9900, ext. 107, www.fleetlanding.com/moaa
Fleet Landing, a world-class community, is blocks from the Atlantic Ocean. This nonprofit, accredited CCRC offers resort-style amenities, spacious homes, and apartments on a 100-acre site with gated 24-hour security. Care includes an assisted-living residence, skilled-nursing center, and a unit for the memory-impaired. Mayport Naval Station and Mayo Clinic are nearby. (See ad on page 77.) PET FRIENDLY

Freedom Plaza, 1010 American Eagle Blvd., Box 352, Sun City Center, FL 33573, (888) 467-5202, www.freedomplaza.com
This luxury CCRC with guaranteed life-care starts at about $100,000. Several health plans, which may include on-site assisted living and skilled nursing at no additional cost and Alzheimer’s care, are available. It offers on-campus golf, and Air Force Base and VA hospitals are nearby. Freedom Plaza is sponsored by the Retired Officers’ Corp. (See ad on page 57.)

GlenLakes, 9000 Glen Lakes Blvd., Weeki Wachee, FL 34613, (800) 222-9003, (352) 597-9000, dc50@tampabay.rr.com
GlenLakes is one of Florida’s finest country club communities. Located in Weeki Wachee along the Gulf Coast, this exclusive, private, gated residential community has new lake- and golf course-view homes available on the private, 6,689-yard Ron Garl-designed golf course. Each house has a minimum 3,000-square-foot floor plan. Golf course lots are $175,000, and lake lots are $275,000. Gulf beaches, spring-fed lakes, pristine rivers, and miles of state-owned nature preserves surround this beautifully landscaped and exquisitely appointed development.

Glenmoor, 235 Towerview Drive, St. Augustine, FL 32092, (800) 471-2335, www.glenmoor.com
The Retirement Resort at World Golf Village offers resort living at Glenmoor, located on 40 acres of beautiful preserve and lakes. You may choose estate homes, patio homes, or apartments. Some of the many amenities include 24-hour security, golf, private dining, and on-site banking. Assisted-living and nursing and memory-support care are available. (See ad on page 46.) PET FRIENDLY

Indian River Colony Club (IRCC), 1936 Freedom Drive, Viera (Melbourne), FL 32940-6850, (800) 328-4722, fax: (321) 255-6329, info@colonyclub.com,
www.indianrivercolonyclub.com
This beautiful, gated community for ages 55 and up with fully maintained, individually owned homes is the first choice in military retirement resort living! The maintenance fee covers appliances and most inside and outside maintenance. IRCC is a nonprofit corporation. Debt-free amenities include: an 18-hole golf course; three Har-Tru tennis courts; 3,000-square-foot, heated swimming pool; and full country club facilities. A VA clinic, Patrick AFB, and beaches are 15 minutes away. (See ad on page 87.) PET FRIENDLY

Lighthouse Cove, 100 Golden Bay Blvd., Oak Hill, FL 32759, (888) 963-2683, (386) 345-2536, www.lighthousecove.cc
This active-adult, 55-and-over, private, gated, manufactured-home community is located on central Florida’s Intracoastal Waterway, along the Indian River, just south of New Smyrna Beach. New homes with resident-owned lots are available. Boating, fishing, and shrimping are available along Lighthouse Cove’s 960-foot fishing pier. Other amenities include a clubhouse, pool, tennis, shuffleboard, and on-site RV and boat storage. Models are open daily. (See ad on page 52.) PET FRIENDLY

Ocala Palms Golf and Country Club, 5000 N. U.S. Highway 27, Ocala, FL 34482, (800) 872-7256, www.ocalapalms.com
Nestled on gently rolling hills, just minutes from the city, Ocala Palms is a beautiful gated community for active adults. Features include an 18-hole championship golf course, driving range, putting green, restaurant, outdoor and heated indoor swimming pools, tennis, fitness room, and numerous activities. Homes are concrete block with stucco priced from the $200,000s. PET FRIENDLY

On Top of the World Communities, 8447 S.W. 99th Street Road, Ocala, FL 34481, (800) 421-4162, www.ontopoftheworldcommunities.com
This is a Central Florida active-adult community with concrete-block/steel homes and three new neighborhoods! Features include indoor and outdoor pools, tennis, three golf courses (two private, one semi-private), woodshop, on-site restaurant, full gym, and outstanding fitness and lifelong learning programs. A future town center will include a salon/spa, sport complex with bowling and billiards, restaurants, and more for a quality, affordable lifestyle. Homes are priced from the $120,000s. (See ad on page76.) PET FRIENDLY

The Villages, 1000 Lake Sumter Landing, The Villages, FL 32162, (800) 245-1081, www.thevillages.com
Florida’s friendliest retirement hometown in the heart of central Florida features award-winning homes and villas in a gated community. Also offered are free executive golf and country club memberships, more than 300 weekly recreational activities, and self-contained shopping, dining, medical facility, and hospital. (See ad on page 47.) PET FRIENDLY

GEORGIA

Houston Springs, P.O. Box 159, Perry, GA 31069, (877) 988-8850, www.houstonsprings.com
This is a 494-acre master-planned resort community with an 18-hole golf course for active adults age 55 and up! Ten gated villages offer single-family, attached, and condominium housing options, along with swimming, tennis, fitness, on-going social activities, and more. The area offers great small-town living, good hunting and fishing, and a temperate four-season climate protected from hurricanes and severe coastal weather. Homes are priced from the $120,000s. (See ad on page 48.) PET FRIENDLY

KENTUCKY

Sunrise Senior Living — Kentucky, www.sunriseseniorliving.com
Our mission for more than 20 years has been to champion the quality of life for all seniors. It’s what has made Sunrise a premier provider of senior living services. We offer a variety of living arrangements, amenities, meals, social activities, personalized service, and care. Equal Housing Opportunity. (See ad on page 69.)

Louisiana

England Oaks, 6956 England Drive, Alexandria, LA 71303, (800) 786-6257, (318) 445-0520, www.englandoaks.com
This is a unique senior living community offering supportive lifestyle services such as complete home and yard maintenance, transportation assistance, and a state-of-the-art emergency response system. Enjoy a game of golf at the nearby course, stroll among majestic oaks, or enjoy our heated indoor pool. Prices start at $685 a month. (See ad on page 75.) PET FRIENDLY

MAINE

The Highlands of Topsham, 26 Elm Street, Topsham, ME 04086, (888) 760-1042
The Highlands of Topsham is a 75-acre residential community with rental apartments, co-op purchase cottages, and co-op purchase apartments attached to a 200-year-old mansion. Amenities include a fitness center, indoor heated pool, putting green, and beautifully wooded walking trails. On-site assisted living apartments also are available. The Highlands is only 15 minutes from Brunswick NAS and five minutes from the commissary. (See ad on page 74.) PET FRIENDLY

The Residences at Holden Frost, 24 Elm Street, Topsham, ME 04086, (888) 760-1042
This is a truly unique retirement option with 10 spacious, customized apartments in a new wing attached to a 200-year-old mansion, available for co-op purchase. The restored Holden Frost House provides elegant settings for private dinner parties or whatever you wish. As part of The Highlands of Topsham, all amenities on campus also are available. The Residences is 15 minutes from Brunswick NAS. (See ad on page 82.) PET FRIENDLY

MARYLAND

Asbury~Solomons Island, 11100 Asbury Circle, Solomons, MD 20688, (800) 953-3300, (410) 394-3029, www.asburysolomons.org
This waterfront CCRC is on 58 acres with 228 apartments, 72 cottages, 24 assisted-living suites, and a health care center with 42 licensed beds. Our residents enjoy a wellness center with state-of-the-art fitness center, indoor pool, spa, and massage therapy. (See ad on page 73.)

BayWoods of Annapolis, 7101 Bay Front Drive, Annapolis, MD 21403, (800) 507-9985, (410) 263-7297, www.baywoodsofannapolis.com
This picturesque 14-acre bay-side community offers ownership of well-appointed apartment residences. Amenities include an elegant clubhouse, upscale dining, outstanding fitness and wellness programs, a private fishing and crabbing pier, nature trails, and an on-site Arbor HealthCare Center with assisted living and memory care, skilled nursing, and rehabilitation. This community has 24-hour security. PET FRIENDLY

Carroll Lutheran Village, 300 St. Luke Circle, Westminster, MD 21158, (877) 848-0095, marketing@clvillage.org, www.wakefieldoverlook.org
Caring, leading, and envisioning are the hallmarks of this village on 90 beautifully landscaped acres in a pastoral Carroll County setting. We’re home to 500 residents, featuring outstanding residential and assisted living and the finest short- and long-term skilled nursing care, including dementia care and rehabilitation. The opening of Wakefield Overlook at Carroll Lutheran Village offers additional amenities in 52 homes and 90 apartments as well as wellness and hospitality centers. These newest amenities only add to the myriad activities and services already established for all levels of care. Pets are allowed in selected residential homes and apartments. (See ad on page 68.) PET FRIENDLY

Ginger Cove, 4000 River Crescent Drive, Annapolis, MD 21401, (800) 299-2683, (410) 266-7300, www.gingercove.com
Ginger Cove is Annapolis’ premier life-care retirement community since 1988. It is located on a 30-acre wooded waterfront site bordering Gingerville Creek, just 4 miles from Annapolis’ historic district. The community offers active living with first-class amenities, a central commons area, 243 apartments for independent living, 30 deluxe assisted-living suites, and a 61-bed, on-site health care center. (See ad on page 45.)

Mallard Landing Retirement Community, 1107 S. Schumaker Drive, Salisbury, MD 21804, (888) 933-3100, (410) 749-2848, www.mallardlanding.com
This community is located in the heart of Maryland’s Eastern Shore on serene wooded acreage next to Schumaker Pond. It’s close to shopping, beaches, and golf and within minutes of two colleges and a top-100 hospital. Home ownership ranges from spacious cottages to garden-style condominium apartments. Assisted living is available on-site. (See ad on page 68.)

MISSISSIPPI

Beau View, Biloxi, MS, (888) 688-BEAU (2328), www.beauviewcondos.com
In Beau View, you will find your definitive expression. The four towers of Beau View redefine the Mississippi Gulf Coast skyline. They embrace everything the coast has to offer, from miles of beaches to championship golf courses to world-class gaming and entertainment, plus the privacy and serenity of a most exclusive residence. Those who call Beau View home enjoy a way of life unrivaled anywhere.

St. Catherine’s Village, 200 Dominican Drive, Madison, MS 39110, (800) 223-0809, (601) 856-0123, www.stdom.com
Experience gracious retirement living in Madison, Miss., a certified retirement community. Options include garden homes, independent-living apartments, and assisted living, skilled-nursing, and residential Alzheimer’s care and temporary respite care offered in the health center with the all-inclusive life care guarantee. Accredited by CCAC. PET FRIENDLY

NEW MEXICO

La Vida Llena, 10501 Lagrima de Oro N.E., Albuquerque, NM 87111, (800) 922-1344, (505) 293-4001, www.lavidallena.com
La Vida Llena is Albuquerque’s only life-care community offering every level of care. It has beautiful views, three daily meals, an indoor swimming pool, a fitness center, housekeeping, an emergency call system, and activities. For a one-time entry fee and monthly rent, virtually everything is included except meals. (See ad on page 45.)

NORTH CAROLINA

Abernethy Laurels, 102 Leonard Ave., Newton, NC 28658, (877) 637-7941, (828) 464-8260, www.uchas.org
Abernethy Laurels is a church-sponsored community owned and operated by United Church Homes and Services, a nonprofit ministry affiliated with the Southern Conference of the United Church of Christ. Abernethy Laurels is a CCRC located on a gently rolling, 120-acre site nestled in the foothills of the Blue Ridge Mountains of North Carolina.

Bermuda Village Retirement Community, 142 Bermuda Village Drive, Bermuda Run, NC 27006, (800) 843-5433, (336) 998-6535, www.bermudavillage.net
This is a 50-acre residential gated community of villas and condominiums with 24-hour security and fee-simple ownership. It offers a fitness center, activities, a woodworking shop, and an indoor pool and spa. Amenities include membership to Bermuda Run Country Club, assisted living, and skilled-nursing care on-site. PET FRIENDLY

Brookridge Retirement Community, 1199 Hayes Forest Drive, Winston-Salem, NC 27106, (336) 759-1044, www.brh.org
Situated on 46 wooded acres, this CCRC residential, gated community has five floor plans and a multitude of gracious amenities. Entrance fees for one-bedroom apartments start at $59,287. Pets allowed in garden homes. (See ad on page 52.) PET FRIENDLY

Deerfield Episcopal Retirement Community, 1617 Hendersonville Road, Asheville, NC 28803, (800) 284-1531, (828) 274-1531, www.deerfieldwnc.org
This full-service life-care community is on 110 acres just south of Biltmore Estate. It combines Asheville’s casually elegant style with new, state-of-the-art facilities. Spacious cottages and apartments, a community center, and a health and wellness center with assisted-living and skilled-nursing care are available. Amenities include a computer lab, fitness center, and aquatic center. Entrance fees begin at $124,000. PET FRIENDLY

OHIO

Ohio Presbyterian Retirement Services (OPRS), 1001 Kingsmill Parkway, Columbus, OH 43229, (614) 888-7800, www.oprs.org
OPRS CCRCs are located throughout Ohio with more than 2,500 employees serving 2,900 residents and 40,000 clients. We not only provide a full range of services to our residents, but also serve the greater community through Senior Independence, our home and community-based services division. (See ad on page 58.)

PENNSYLVANIA

Diakon Cumberland Crossings, 1 Longsdorf Way, Carlisle, PA 17013, (717) 245-6013, www.diakon.org/cumberlandcrossings
This 80-acre campus is in a tranquil, rural setting and features residential living cottages with a choice of four floor plans. An indoor pool, fitness center, library, wood shop, billiards, and computer rooms are available, along with assisted living, nursing, and respite care and on-site rehab therapy. We’re minutes from Interstate 81 and close to Gettysburg, Philadelphia, and Baltimore. (See ad on page 60.) PET FRIENDLY

Green Ridge Village, 210 Big Spring Road, Newville, PA 17241, (800) 969-4450, www.greenridgevillage.org
Green Ridge Village is where quality of life and quality of care meet to ensure you’ll love where you live for years to come. On 240 acres, just minutes from Carlisle, Pa., this CCRC offers independent, assisted-living, and skilled-nursing care. Distinctive homes are nestled in a country setting, offering nature lovers comfort and security without compromise. (See ad on page 67.) PET FRIENDLY

The Lodges at Green Ridge Village, 210 Big Spring Road, Newville, PA 17241, (888) 856-3437, www.greenridgevillage.org
Twenty-four ecologically friendly, arts and crafts style, luxury homes soon will be built in a private, wooded setting inspired by nature in a community that can address your needs for the rest of your life. Located at Green Ridge Village, the area’s premier retirement community is near Carlisle, Pa. Floor plans offer gourmet kitchens, wireless technology, radiant-heated floors, and double-car garages. PET FRIENDLY

Tel Hai Retirement Community, 1200 Tel Hai Circle, P.O. Box 190, Honey Brook, PA 19344, (888) 330-7170, (610) 273-9333, www.telhai.org
This vibrant and active community is located on beautifully landscaped grounds in picturesque Chester County. We offer a fitness center with an indoor pool, and the community is in close proximity to military services in the surrounding area, with easy travel by train or car to Philadelphia, Baltimore, or New York City. Our reputation for compassionate care in a friendly environment has never been truer than now. We are redefining retirement. (See ad on page 86.) PET FRIENDLY

Willow Valley Retirement Communities, 600 Willow Valley Square, Lancaster, PA 17602, (800) 770-5445, www.willowvalleyretirement.com
The four Willow Valley Retirement Communities have set the standard for excellence in retirement living. Nestled in the rolling countryside just outside of historic Lancaster, Pa., we offer an unsurpassed retirement lifestyle. The security of our life-care plan, spacious homes, elegant amenities, and the freedom to pursue your interests have made us the model that other communities use as a benchmark for excellence.

SOUTH CAROLINA

Grande Dunes, 1000 Grande Dunes Blvd., Myrtle Beach, SC 29572, (877) 3GRANDE (347-2633), (843) 692-2323, www.grandedunes.com
A prestigious address, Grande Dunes features classic Mediterranean-style architecture and abundant amenities, including an 18-hole resort course and an 18-hole private members’ course created by Nick Price and Craig Schreiner, tennis and fitness center, and 126-slip marina with planned marina village and private Ocean Club. Homesites are available from the $150,000s, single-family homes from the $500,000s, golf and waterway villas from the $250,000s, and oceanfront condos from $1 million. PET FRIENDLY

TENNESSEE

Alexian Village of Tennessee, 100 James Blvd., Signal Mountain, TN 37377, (800) 251-4600, www.alexianvillage.com
Alexian Village is located in a 33-acre scenic mountain resort setting. It has 274 independent-living apartment homes with 57 new Canyon View units under construction. Indoor and outdoor pools are on campus. An 18-hole golf course is adjacent. The community is CCAC-accredited with assisted living and skilled nursing care on site. PET FRIENDLY

TEXAS

Air Force Villages I and II, 5100 John D. Ryan Blvd., San Antonio, TX 78245, (800) 762-1122, (210) 677-8989, www.airforcevillages.com
These active-living, accredited communities are for all retired and honorably separated officers, their spouses or widow(er)s, and elderly dependents. Entrance fees start at $36,980. The Villages feature tower apartments and garden homes, on-site outpatient clinics, home health services, assisted living, Alzheimer’s care residences, and skilled-nursing care. Air Force Villages I and II are nonprof-it and near Lackland AFB and Wilford Hall USAF Medical Center. (See ad on page 60.) PET FRIENDLY

Army Residence Community, 7400 Crestway Drive, San Antonio, TX 78239, (800) 725-0083, (210) 646-5316, www.armyresidence.com
This accredited CCRC is for all retired career military officers and their spouses or widows. Entrance fees start at $50,000. Features include high-rise apartments, cluster-type cottages, and an on-site health care center on the community’s 52 acres. We’re near Fort Sam Houston, Brooke Army Medical Center, and Randolph AFB. (See ad on page 65.) PET FRIENDLY

Del Webb in Texas, 1501 Sun City Blvd., Georgetown, TX 78628, (800) 833-5932, www.delwebb.com
Del Webb in Texas offers legendary living for active adults ages 55 and up in Austin/Georgetown, Dallas, Houston, and San Antonio. Homes fit every lifestyle and every budget, priced from the low $100,000s to the $500,000s and up. Call today to make the dream of a lifetime last a lifetime. (See ad on page 84.)

Independence Hill Retirement Resort Community, 20450 Huebner Rd., San Antonio, TX 78258, (210) 615-4000, www.independencehill.com
Independence Hill is a resort-style rental community with floor plans from one-bedroom apartments to two-bedroom cottages, some with fireplaces and vaulted ceilings. Services include two daily meals, housekeeping, transportation, on-site banking, and a beauty and barber shop. The calendar has something for everyone, and residents enjoy privileges at a nearby country club. (See ad on page 4.) PET FRIENDLY

Sunrise Senior Living — Texas, www.sunriseseniorliving.com
Our mission for more than 20 years has been to champion the quality of life for all seniors. It’s what has made Sunrise a premier provider of senior living services. We offer a variety of living arrangements, amenities, meals, social activities, and personalized service and care. Equal Housing Opportunity. (See ad on page 69.)

The Towers on Park Lane, 1 Towers Park Lane, San Antonio, TX 78209, (800) 531-8496, www.thetowerslife.com
This beautiful high-rise complex promotes an independent, active lifestyle with a variety of distinct floor plans and excellent views. Amenities include recreational and social activities, transportation, restaurant-style dining, 24-hour security, an Olympic-size pool, and privileges at the adjacent Parklane West health care facility. Cooperative ownership starts at about $50,000. The Towers also is close to Fort Sam Houston and the Brooke Army Medical Center.

Villa de San Antonio, 8003 North Hollow, San Antonio, TX 78240, (866) 818-4552, (210) 558-7600, www.franciscancommunities.com
We offer maintenance-free living at a great value! We’re an active adult community offering spacious apartments and garden homes with 9-foot ceilings, walk-in closets, sunrooms, balcony or patio, and a pool. Enjoy a resort-style concierge, five-star dining, and a 90-percent refundable entrance fee. Assisted living also is available. (See ad on page 64.) PET FRIENDLY

VIRGINIA

The Fairfax, 9140 Belvoir Woods Parkway, Fort Belvoir, VA 22060, (703) 799-1200, www.arrfp.org
This 35-acre CCRC was developed for retired military officers and their spouses or widows. Amenities include dining, catering, banking, an indoor pool and spa, an exercise room, a computer lab, woodworking shop, country store, chapel, and a library. Outdoor activities include tennis, fishing, bicycle and jogging trails, and a driving-range cage. Independent-living cottages and apartments, outpatient clinic, assisted living, and nursing care also are available. Entrance fees range from $74,000 and monthly fees start at $2,050. (See ad on page 85. ) PET FRIENDLY

Falcons Landing, 20522 Falcons Landing Circle, Potomac Falls, VA 20165, (800) 952-3762, (703) 404-5100
This first-class, full-service, accredited nonprofit CCRC is for retired military officers, their spouses, and unremarried widow(er)s. Grand amenities are included in apartments and cottages on a 33-acre campus with an on-site health care center, skilled nursing, and assisted living. A new, larger assisted living facility is opening in late 2005. We’re conveniently located 30 minutes from Washington and 20 minutes from Dulles Airport in Virginia. (See ad on page 56.) PET FRIENDLY

Lake Prince Woods, 100 Anna Goode Way, Suffolk, VA 23434, (877) 637-7940, (757) 923-5500, www.uchas.org, lpw@uchas.org
This community features spacious homes and apartments nestled among 172 wooded acres with a lake, walking trails, and fishing. Enjoy fine dining, a wellness program, woodworking, computers, gardening, and more. It is minutes from the new Obici Hospital, shopping, and golf. Assisted living, a rehab center, and secure Alzheimer’s and nursing care are available. New construction is slated for 2005. (See ad on page 76.) PET FRIENDLY

Patriots Colony at Williamsburg, 6000 Patriots Colony Drive, Williamsburg, VA 23188, (800) 716-9000, (757) 220-9000, www.patriotscolony.com
This nonprofit, life-care community is for retired officers, their spouses, and their widow(er)s. The wooded, 90-acre gated community of spacious villas, apartments, and freestanding houses includes a heated indoor swimming pool, fitness center, bank, hobby shops, and many other amenities. Also included are an on-site clinic, assisted living, skilled nursing, and Alzheimer’s care. It is near the College of William and Mary and numerous military bases. (See ad on page 74.) PET FRIENDLY

Rappahannock Westminster-Canterbury (RW-C), 132 Lancaster Drive, Irvington, VA 22480, (800) 792-1444, (804) 438-4000, marketing@rw-c.org, www.rw-c.org
Located on 165 acres in the Northern Neck of Virginia, RW-C combines comfortable and active living with all of the benefits and security of life care. From classes that stimulate the mind to a Fitness For Life program, RW-C offers countless ways to live well. Pets and boats welcome. (See ad on page 59.) PET FRIENDLY

Shenandoah Valley Westminster-Canterbury, 300 Westminster-Canterbury Drive, Winchester, VA 22603, (800) 492-9463, www.svwc.org
This CCRC located in the heart of the historic Shenandoah Valley, just an hour from Washington, offers a variety of cottage and apartment styles. A recent expansion includes 64 new two-bedroom apartments and a wellness and vitality center, complete with bistro, spa, pool, outdoor walking trails, and new fitness equipment. Lifecare contracts are available. (See ad on page 88.) PET FRIENDLY

Vinson Hall Corp., 6251 Old Dominion Drive, McLean, VA 22101, (800) 541-5121
Minutes from Washington, D.C., Vinson Hall, a CCRC, is nestled on 20 beautiful acres in McLean, Va. Our residents enjoy a variety of activities, such as water volleyball, golf, and trips to the Kennedy Center. From efficiencies to large two-bedroom apartments, our residents enjoy an independent lifestyle without the hassles of home ownership. (See ad on page 85.)

Westminster at Lake Ridge, 12191 Clipper Drive, Lake Ridge, VA 22192, (866) 369-5782, (703) 496-3440, www.wlrva.org
This 62-acre life care and fee-for-service CCRC has apartments and cottages. It’s 30 minutes from Washington and 20 minutes from Quantico and Fort Belvoir, Va. We have an elegant dining room, fitness center, woodworking shop, computer lab, game room, and more. Assisted living and skilled nursing are available on site. (See ad on page 55.) PET FRIENDLY

Westminster-Canterbury on Chesapeake Bay, 3100 Shore Drive, Virginia Beach, VA 23451, (757) 496-1785, (800) 349-1722, www.wcbay.com
Located on the Chesapeake Bay, this community offers the ambience and features of a first-class resort. Amenities include formal and informal dining, a penthouse lounge, indoor pools with a spa, gardens, a fitness center, and a hair salon. In this True LifeCare community, every level of health care is included in the monthly fee. (See ad on page 88.)

Williamsburg Landing, 5700 Williams-burg Landing Drive, Williamsburg, VA 23185, (800) 554-5517, (757) 565-6505, www.williamsburglanding.com
This distinctive CCRC is on 123 acres and features two- and three-bedroom detached and cluster-style homes and one- and two-bedroom apartments. Independent living, assisted living, and skilled-nursing care also are available with a full-time physician on staff. A variety of entrance fee options are available. A state-of-the-art fitness center is opening in 2006. (See ad on page 83.) PET FRIENDLY

WindsorMeade of Williamsburg, 453 McLaws Circle, Suite 2, Williamsburg, VA 23185, (877) 582-6385, (757) 565-9670, fburbage@vumh.org
WindsorMeade of Williamsburg is a 106-acre retirement community being developed by Virginia United Methodist Homes. A gated community of apartments, villas, and pedestrian-friendly neighborhoods, WindsorMeade embraces a total wellness philosophy in its wellness center. Landscaped with walking trails and natural settings, it has easy access to shopping centers. Assisted living and skilled nursing care are available on-site.
(See ad on page 83.)

WASHINGTON

Jubilee, 4236 Bainbridge Court N.E., Lacey, WA 98516, (866) 365-6955, www.jubileeliving.com
Jubilee is an award-winning active adult community with a spectacular 18,000-square-foot recreation center, 36 holes of championship golf, miles of trails, and the Puget Sound. We have 15 one-story floor plans, 1,100- to 2,500-square feet, from the $200,000s to $500,000s. We have eight showcase homes with a design center to customize your home. PET FRIENDLY

Panorama City, 1751 Circle Lane S.E., Lacey, WA 98503, (800) 999-9807, www.panoramacity.org
This full-service, accredited CCRC is secure and affordable. It is near Fort Lewis, McChord AFB, and Madigan Medical Center. Choose from single-family homes, garden court duplexes, triplexes, and apartments on 120 acres. It is supported by an extensive spectrum of continuing-care services, including a new aquatic and fitness center. Deposits start at $41,000. (See ad on page 81.) PET FRIENDLY

Patriots Landing, 1600 Marshall Circle, Dupont, WA 98327, (877) 964-4900, www.patriotslanding.com
This new, luxury community offers career military retirees the lifestyle they deserve. Our campus comprises 25 cottages and 150 independent, assisted, and memory care apartments on a month-to-month rental basis with no buy-ins. We are close to local military services, golf courses, and shopping. Call for a free brochure. (See ads on pages 85 and 115.) PET FRIENDLY