Rules for Remarriage
Spouses may remarry at any time but depending on the age one remarries,
military survivor benefits may end. It is important to know the regulations and
possible consequences of remarriage before walking down the aisle a second
surviving spouse is in receipt of SBP, the Survivor Benefit Plan, she may
remarry after age 55 and retain SBP. Unless
the new spouse is either active duty or a military retiree, he/she forfeits the
military ID card and loses Commissary, Exchange and MWR privileges. Healthcare
will change from Tricare to CHAMPVA.
remarries before age 55, then SBP stops. He/she loses Tricare, and the military
ID card, Commissary, Exchange and MWR privileges. If that marriage ends in death or divorce,
he/she may apply to get SBP reinstated. When SBP is reinstated, she loses
Tricare and her healthcare changes to CHAMPVA. Unless he/she remarries an
active duty or military retiree, he/she also loses his/her military ID card,
Commissary, Exchange and MWR privileges.
surviving spouse is receiving DIC, Dependency and Indemnity Compensation, he/she
may remarry after age 57 and if the remarriage occurred after 2004. With re-marriage
before age 57, DIC benefits cease, as well as commissary, exchange, healthcare
and MWR privileges unless the new spouse is either active duty or a retired
servicemember. But if that marriage ends in divorce or death, he/she may
re-apply to start receiving DIC again. Healthcare changes to CHAMPVA and he/she
can obtain a new military ID card.
surviving spouse is eligible for both SBP and DIC, if he/she remarries after
age 57 and after 2004, she will receive both benefits with no offset. Unremarried surviving spouses over age 57
remain offset. Any SBP premium refund will be refunded back to DOD with
remarriage. Unless the new spouse is either active duty or a military retiree,
the military ID card is forfeited with a loss of commissary, exchange and MWR
privileges. Healthcare changes from Tricare to CHAMPVA.
If a third or
subsequent remarriage occurs, there will be no further SBP premium refund
information, go to www.dfas.gov.
MOAA's Remarriage Guide
If you are living with someone who is publicly recognized as your spouse, the above remarriage rules apply. If you cease living with the other person, you can regain your eligibility. Dependent children do not lose eligibility.